12 / HOA-approved investment administration
Put maturity dates alongside the HOA’s cash needs.
Interest-bearing accounts need more than a rate comparison. I help administer board-approved CDs and other approved accounts, track maturities and maintain records so the board can consider availability of funds alongside its plans.
Work directly with Keith Knight · Professional accounting for self-managed HOAs
Does this sound familiar?
When volunteer time meets accounting complexity.
I provide recordkeeping and board-directed administration for HOA-approved bank deposit accounts and bank-issued CDs. The work connects statements, earned interest, maturity dates and documented board instructions with the association’s expected cash needs.
- 01
CD renewals approach without a clear review of upcoming projects.
- 02
Balances and earned interest are not easy to see together.
- 03
Cash availability is considered separately from the reserve forecast.
How I can help your HOA
A practical plan, with clear responsibilities.
- 1
Confirm board direction
Use the approved investment policy, authorized accounts and agreed administrative authority.
- 2
Track terms and timing
Maintain balances, interest records, maturity dates and renewal deadlines for review.
- 3
Connect the records to the plan
Coordinate authorized placements or transfers with expected cash needs and record the activity.
Keep dates visible
A maturity calendar with a purpose
- MarchCD A matures
- JuneCD B matures
- DecemberCD C matures
Review upcoming cash needs → Obtain board direction → Document the authorized action
An illustrative situation
From a familiar problem to a clearer next step.
A CD matures before a planned project. I bring together the maturity date, expected cash needs, current terms and board instructions. The board can then decide whether to renew, transfer or retain readily available funds, with the authorized action documented in the records.
What the work can include
Support your board can put to use.
- Maintain records of approved bank deposit accounts, bank-issued CDs, balances, interest and maturity dates.
- Organize bank-provided rates, renewal terms, withdrawal conditions and deposit-insurance information for board or qualified adviser review.
- Help carry out specific board-authorized administrative actions within the signed scope and the financial institution’s access rules.
- Record approved deposits, renewals and transfers and connect maturity information with the board’s cash forecast.
Bring the questions. We’ll agree on the records.
For the first conversation, it helps to know what is available:
- The board’s investment policy and approved account instructions.
- Statements, CD terms and maturity dates.
- The reserve forecast and known upcoming cash requirements.
Start with a description of your situation. Please keep confidential homeowner and banking records out of the public consultation form; secure access can be arranged later.
Your point of contact
Let’s talk about what would help your board.
Too much for volunteers.Too small for full management.
Request a consultationEmail Keith